1. Introduction
These Terms & Conditions govern your use of the WealthSphere website and services. By accessing our website or using our financial advisory services, you agree to comply with these terms. If you do not agree with any part of these terms, you must refrain from using our services. These terms apply to all users, including clients, visitors, and third parties accessing information from our platform. We reserve the right to update or modify these terms at any time, and continued use of our services signifies acceptance of any changes.
2. Services Offered
WealthSphere provides financial planning, investment consulting, and wealth management advisory services in compliance with UK regulations, including FCA guidelines. All recommendations are based on market analysis and client-specific financial goals. Our services are for informational and educational purposes only and do not constitute legally binding financial or investment advice. Clients are responsible for making their own financial decisions based on professional advice from certified financial institutions if necessary.
3. User Responsibilities
When using our services, you agree to:
Provide accurate, complete, and up-to-date information when requesting financial consultations.
Use our website lawfully and ethically, refraining from fraud, misrepresentation, or unauthorized access.
Follow all applicable financial laws and regulatory requirements within the UK.
Accept that financial risks are inherent, and no investment or financial strategy is guaranteed to succeed.
Users must not engage in:
Unlawful activities, including money laundering or financial fraud.
Attempting to gain unauthorized access to restricted areas of our website.
Disrupting our services through cyberattacks, spamming, or unauthorized modifications.
4. Payments & Billing
Payment for financial advisory services must be made in advance unless otherwise agreed upon in writing.
All pricing information will be transparently displayed, with no hidden fees or unexpected charges.
Clients subscribing to ongoing services may be charged on a monthly or annual basis, depending on their plan.
Failure to complete payment may result in suspension of services until the outstanding balance is cleared.
Refunds are governed by our Return & Refund Policy, which outlines conditions for eligible refunds and service cancellations.
5. Limitation of Liability
WealthSphere provides financial advisory services based on market trends, financial data, and regulatory frameworks. However, we are not liable for:
Losses incurred due to investment decisions or financial planning outcomes.
Changes in market conditions that may impact investment performance.
Errors or disruptions in third-party financial platforms used for transactions.
Clients acknowledge that financial investments involve inherent risks, and past performance does not guarantee future results. We do not assume responsibility for decisions made solely based on our advice without independent verification.
6. Intellectual Property Rights
All content, materials, and resources on the WealthSphere website, including text, images, logos, and financial tools, are the intellectual property of WealthSphere. Users may:
Access and use our website for personal or business financial planning purposes.
Not copy, redistribute, or modify website content for commercial purposes without explicit permission.
Not use our branding or proprietary strategies in any misleading or unauthorized manner.
Unauthorized use of our content may result in legal action under UK intellectual property laws.
7. Termination of Services
We reserve the right to terminate or suspend services under the following conditions:
Violation of these Terms & Conditions or any applicable financial regulations.
Engaging in fraudulent, misleading, or harmful activities through our platform.
Non-payment of financial consultation fees after repeated payment reminders.
Any breach that compromises our website security or financial integrity.
Clients whose accounts are suspended may appeal the decision by contacting info@wealthsphere.co.uk with a formal review request.
8. Governing Law & Dispute Resolution
These Terms & Conditions are governed by the laws of the United Kingdom. Any disputes arising from the use of our services will be resolved through negotiation, mediation, or legal proceedings under UK jurisdiction.
If disputes cannot be resolved amicably, both parties agree to settle legal matters through a designated UK financial arbitration authority.
For any questions regarding these terms, please contact us:
Address: 100 Bishopsgate, London, EC2N 4AG, United Kingdom
Phone: +44 20 3984 0123
Email: info@wealthsphere.co.uk